Equity Funds
These invest mainly in shares. They may suit long-term goals, but their value can fluctuate significantly in the short term.
Typical horizon: 5+ yearsDiscuss Equity Funds →MUTUAL FUND GUIDE
Understand the
building blocks.
A clear starting point for learning how common mutual fund categories work.
EXPLORE CATEGORIES
Different goals need
different approaches.
Every category carries different risk, return potential, and time horizon. The right choice depends on your personal situation.
Debt Funds
These invest in fixed-income securities. They generally aim for relatively stable returns, but still carry interest-rate and credit risks.
Typical horizon: Short to medium termDiscuss Debt Funds →Hybrid Funds
These combine equity and debt in one fund. Their allocation differs by scheme, so risk can range from conservative to growth-focused.
Typical horizon: 3+ yearsDiscuss Hybrid Funds →ELSS Funds
Equity-linked saving schemes offer tax benefits under the applicable provisions of Section 80C, subject to a statutory lock-in and tax rules.
Typical horizon: 3-year lock-inDiscuss ELSS Funds →SIP
A Systematic Investment Plan is a way to invest a fixed amount regularly. It is a method of investing, not a separate fund category.
Typical horizon: Based on your goalTry SIP Calculator →NEED HELP?
Find a category that fits your goal.
Start with a conversation about your timeline and comfort with risk.
Talk to Smart Nivesh →This guide is for general educational information only. It is not investment advice or a recommendation of any particular scheme. Mutual fund investments are subject to market risks.
LATEST NAV
Check the latest official NAV.
NAV values are published by AMFI after the end of each business day. Choose your AMC and scheme on the official page.
View Latest NAV on AMFI →